Tow Truck Insurance Worth The
In a word, tow truck insuranceis
absolutely worth the cost. As with almost all other
vehicles, most states require commercial auto insurance for
any vehicle that will be used in conjunction with a
business. You will find that minimum coverage limits vary
from state to state, but for the most part, states will have
similar requirements, especially states that are close
together. You can easily search for tow truck insurance
quotes online. Here, you will be able to read more about
common policies and specialty policies, as well as places to
find these various types of insurance.
Types of Policies
For towing insurance, there are many
selections you will have to make. Some of them will be based on
state requirements, some will be based on additional components
you have on your tow truck, and others will be based on
additional items you want added to your policy. The best thing
to do is to compare various companies' offerings of tow truck
insurance, then decide which policy best suits the needs of
One popular addition to tow truck insurancepolicies is garage
keepers insurance. This insures your truck while it is being
stored. Remember that your tow truck needs to be protected when
it is being operated as well as when it is not. Your truck may
come into contact with dangerous materials at the yard or in
the garage. Garage keepers help protect you from uncertainties
in these places.
On hook insurance is also an important component of tow truck
insurance. This is what provides coverage for anything that
might happen to the car you are towing. This is different from
traditional cargo insurance because this cargo is typically
more valuable than general cargo.
Worker's compensation insurance is an add on that some
companies choose to add because it covers you in the case that
one of your employees is injured on the job. This is a valuable
addition because hospital bills can add up quickly and be very
costly for your company, but if you have worker's comp
insurance coverage, it will help offset those costs.
Where to Look
The best place to search for tow truck insurance is online.
That way, you can compare policies. The following companies
have comprehensive websites where you fill out a short form and
request a quote. Some of the quotes are instant ballpark
figures, while others are submitted to the company, reviewed by
an agent, and returned to you with in 24 to 48 hours.
Royalty Truck Insurance
Progressive Commercial—This is the commercial vehicle branch of
the popular personal insurer Progressive.
Independent Garage and Towing Contractors
Pacific General Insurance Agency
Urban Insurance Agency
Auto Quote Wizard—This site allows you to receive quotes from
numerous insurers while only having to fill out one
The most important part of having tow
truck insuranceis knowing that you, your trucks, and your
drivers are covered and protected in the even of an accident.
By comparing rates and combining coverage, you can save money
while finding the best coverage.