Commercial Truck Insurance Coverage -
What Do You Need?
Any professional driver knows that commercial truck insurance
is a major priority. Not only is it required by the state and
federal governments, but it can also save you a lot of money in
the long run, in case of an accident. There are many companies
that provide basic to comprehensive coverage. This article will
give you some of these companies and some of the choices they
The Owner-Operator Independent Drivers Association is a group
that provides many services for professional truck drivers. One
of the services they provide is commercial truck insurance. One
of the nice things about using this association is that they
have professionals who are familiar with trucking and needs of
truck drivers. They offer more than ten typical types of
insurance, including non-trucking, unladen, bobtail, primary
and general liability; truck cargo insurance; passenger
accident; and physical damage. They also offer optional
components that include roadside breakdown; supplemental clean
up; personal property; trailer interchange, and several others.
You can use their website to find out more about the coverage
they offer, discover discounts that you may be eligible for,
and request a truck insurance
Another popular insurance company is Progressive. In addition
to providing insurance for personal aspects of your life, this
company has a commercial branch that provides commercial truck
insurance for all types of trucks, including box, semi,
flatbed, garbage, pickup, and tank trucks, among many other
types of trucks. You may also be able to find discounts using
this company because you can combine different types of
insurance together to receive extra savings.
The American Management Corporation provides commercial truck
insurance services. Their website lists all the different auto
liability insurance they can provide. This includes many
different types of commercial vehicles. You can choose from a
set plan, or you can sort of build your own using the website.
There are many options you can choose to have added to your
policy to cover things like your cargo, additional drivers, and
damages. Note that not all policies are available in every
state. You will need to access the website to read more
information on the various provisions offered by the AMC, and
you can submit a request for a quote on a policy.
You can also find sites online that allow you to compare quotes
from several different providers of commercial truck insurance.
These sites require you to submit a short form where you answer
questions about your driving history, your needs, and your
truck or trucks. Then, you receive information from various
companies about what they can offer to meet your needs.
Examples of sites like this include The Trucker's Report, Auto
Trader, and The Policy Center.
Whether you use a truck to deliver flowers across town or to
deliver grocery store goods across the nation, you will need
commercial truck insurance to protect you and your cargo in the
case you have an accident or incur damages along your